THE BOND
Investment Grade Senior Secured Notes

Propifi Bonds Plc presents an attractive opportunity through its Investment Grade Senior Secured Notes, offering a fixed annual return of 10.1%, 9.1% & 8.1%. These bonds are issued within a trust-based structure, making them bankruptcy-remote and designed to prioritise investor protection.

Capital raised is strategically deployed across the UK’s social housing, assisted living, and retirement living sectors.

Since the listed bond inception in 2020, Propifi Bonds Plc has built a proven track record, consistently fulfilling its commitments with on-time coupon and redemption payments from day one.

Bond Key Features

Investment Grade Bond: Backed by a strong credit profile.
£300M Series Size: Part of a larger £5B bond programme.
£100,000 Minimum Investment: Designed for institutional and high-net-worth investors.
Focused on the UK social housing and over 55's retirement living sectors.
Proven Track Record: 5+ years of consistent coupon payments and full redemptions at maturity.
Attractive Yield: 8.1% + fixed return, paid quarterly.
Senior Secured Structure: Enhanced investor protection through asset-backed security.
Multi-Currency Access: Available in GBP, USD, and EUR.
Listed Security: Traded on the Boerse Frankfurt Stock Exchange.
Backed by UK-based assets with government contracts in place for Social Housing.

Underlying Security

Every bond issued under the Propifi Bonds Plc program is backed by a first charge over property assets from borrowers of Propifi Investments Ltd, ensuring priority in case of default. In addition to the borrower assets, all assets of Propifi Investments Ltd, including cash, are pledged as collateral for the bonds issued by Propifi Bonds Plc.

An additional layer of security is provided through personal guarantees offered by borrowers. These guarantees offer recourse for bondholders beyond the value of the underlying collateral.

The bonds are legally protected in the event of Propifi's default or insolvency. The collateral for the bonds is held by an independent trustee, Truva Services Ltd, on behalf of the bondholders. This ensures that, in the event of default or insolvency by the issuer, the security in place remains unaffected and is managed by the security trustee to protect the interests of bondholders.

BOND INFORMATION

Bond

Propifi Bonds PLC

Maturity

18th January 2030

Issue Size

Up to GBP £5B - £300M Series

Listing

Boerse Frankfurt

Coupon Payments

Paid quarterly

Payment Periods

10.1% until 30 June 2026

9.1% until 30 June 2027

8.1% until Maturity - January 2030

Status

Senior Secured Debt under English Law

ISIN GBP

GB00BS6XKG46

ISIN USD

GB00BS6XKJ76

ISIN EUR

GB00BS6XKH52

Liquidity

Traded daily and Freely Transferable

Eligibility

UCITS, SIPP, SSAS, QROPS,
Portfolio Bonds and Investment Platforms

Rating

Investment Grade (stable outlook)

Regulatory and Coupon Announcements - Propifi Bonds

Propifi Bonds plc has made all payments due to noteholders in full and on time for each series of notes that have been issued during the lifetime of the Propifi Bonds plc Medium-Term Note Programme.

Propifi Bonds plc publishes a quarterly announcement of interest payments for all series in issue using the Regulatory News Service (RNS) of the London Stock Exchange. A record of these announcements is maintained by the UK financial regulator the Financial Conduct Authority (FCA).

Each announcement confirming payments made to noteholders is reproduced below with corresponding links to the announcements themselves on the FCA website.